January 29, 2008
By admin in featured | 0 comments
It is possible to get life insurance no medical exam insurance in Arkansas, when you shop online for your life insurance needs. It is only a click away on a computer, but you really do need to check to see if life insurance without having to visit a medical doctor applies to you and also get more than 1 quote.
You will most likely have to complete the online application for life insurance answering a series of questions regarding your age, gender and the state of your health. It is very certain that to get life insurance and no medical exam, you do need to be in prefect health.
When you find the perfect no exam life insurance online in Arkansas, the process is quite simple. Once you receive a reply that your application has been accepted for life insurance, you can pay for it online using your credit card and print off your no medical exam life insurance policy. You need to tell the truth regarding the state of your health, if not it could result in cancellation of your life insurance no medical exam.
A basically, standard coverage remains in affect for the life of the insured. Term coverage expires after a set term of 5, 10, or 20 years (except for term to 100 insurance). Term life insurance is generally less expensive because death is not certain during the policy term. Generally no medical exam life insurance is term insurance. Not everyone qualifies for life insurance no medical exam.
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March 29, 2008
By admin in Fort Smith, Arkansas | 0 comments
Readers Question: “Should I buy the grow-up life insurance plans for my grandchildren?”
Now Fort Smith, Arkansas is the second largest city in the state of Arkansas. Fort Smith lies on the Arkansas-Oklahoma state border. The city began as a western frontier military post in 1817 and is well-known for its role in the settling of the “Wild West” and its law enforcement heritage. Fort Smith has a thriving arts community, with a number of venues to support performances. It also has an active music scene, with frequent live performances in the downtown area by local and national Jazz, Blue, County and Rock bands.
John, if you want to consider buying a “Grow-up” plan for your grandchildren, it will give them a head start on the future. It makes a wonderful gift too.
A $5,000 whole life insurance doubles to $10,000 during the year your grandchildren turns 21, with no increase in premiums.
And up to $20,000 coverage guaranteed available during the age of 21, another $20,000 during the age of 28, at a standard premium for those ages. That’s a guaranteed total of up to $50,000 in life insurance, no matter what the future holds.
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January 26, 2008
By admin in Fayetteville | 0 comments
A very good friend lives in Fayetteville, Arkansas and she recently asked me a question about her life insurance policy. She needed clarification about “What the difference between a life insurance face amount and cash value?”
Fayetteville by the way is a part of Northwest Arkansas, Centrally located to everything the state’s fastest-growing area has to offer, Fayetteville has so much to do, one may never need to leave the city limits. 
Answer to Readers Question: The face value of a life insurance policy is the $ amount your beneficiaries will collect.
The cash value is the excess of insurance premium payments over the cost of the life insurance. When your premium payments are more than the cost of insurance, the excess goes into a cash value account and draws interest. It is the “savings” portion of a life policy.
The actual amount depends on many factors, including:
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The lifeinsurance policy’s face amount.
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How long you’ve owned the lifeinsurance policy.
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Length of the premium payment period.
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